What's New:
Financial Services
Representative banks and other financial institutions are a core practice of the firm. The firm is proud to count three former bank general counsels among its partners over the years, including Laurie Pangle, the former general counsel of a major financial institution. The attorneys at Spengler Nathanson have over sixty years of experience representing banks and other financial institutions in connection with all phases of banking law and operations, including representation in connection with deposit accounts, commercial paper and clearinghouse/federal reserve issues, electronic funds, lock boxes and safe deposit boxes, trusts, state and federal regulatory and compliance concerns, facilities/real estate ownership, banking center and LPO establishment, and leases and subtenants.
We have also been extensively involved with document preparation for commercial and consumer loans, including notes, lines of credit and other credit facilities, security and collateral agreements, real estate development and speculation lending, guaranties, third-party collateral agreements, mortgages, indemnity agreements, inter-creditor agreements and participations and legal opinions. We regularly assist financial institutions in connection with Regulation Z and X requirements, workout and collection modification agreements, restructure and forbearance agreements, voluntary liquidation agreements, mortgage defense litigation, foreclosures, bankruptcy-related agreements including debtor-in-possession financing, note collection suits, liens, debtors examinations and garnishments, receiverships, defense litigation, UCC Articles 3 and 4, commercial paper suits, employment-related suits, lender liability, class action regulatory violations and prevention matters, including harassment in the workplace, embezzlement and other bank protection issues, compliance training and records management and retention.